I personally can see agree with opinions from both sides of the issue and I can also agree that it is a complex problem we face. I think back to my childhood and I wonder if my parents had health insurance? When I was a young boy I can remember the family doctor making house calls. Most of the time his remedy was a shot of penicillin. I don't remember him asking for our insurance card or even discussing payment. He was a model servant working tirelessly to meet the needs of his patients. There was no discussion of whether the insurance company would approve our treatments, etc. It is amazing where we have gone in the health care world. I also feel that we as a community and we as a church have failed in our care and concern for those in need. We as a society have become dependent upon our government to solve all of our problems.
The issues are complex, but I as a simple citizen can see obvious things that are wrong in our society. I'll try to list a few of these things below:
- We need tort reform. Those in the health care community are very concerned about not being served with a lawsuit for malpractice. To the point of doing unnecessary tests to protect their practice.
- We need to be able to purchase health insurance across state lines. It is ridiculous that we do not have the freedom to do this.
- I read where about eleven million folks that earn $75,000 + per year choose not to purchase health insurance.
- I also read that about eleven million illegal aliens are part of the uninsured folks in our country...many of these show up in emergency rooms for care (we pay for this already)
- Many self employed people pay up to $20,000 per year for insurance, that features a deductible of $5,000 or more...this is ridiculous.
- I cannot change jobs today for fear of losing my health insurance or facing a waiting period on the new job before I am eligible.
- If I have a prexisting condition such as diabetes, high blood pressure or the worst case cancer, even in remission...I will probably be denied coverage.
- Today, I must get permission from my insurance company for some tests/treatments. Many of these will be denied.
- My doctor or hospital will not be paid anywhere near the charges for treatment.....again the insurance company denies the payment.
- Medicare is broke along with medicaid and social security (government furnished and managed)
- I am spending a fortune on taxes for the above
- My company and I spend a fortune for health insurance and the price increases every year.
- I wonder how many doctors today recognize a calling to their profession or are they seeking only a high income? I can't fault the income part due to the cost of education but feel they should be a group of folks who truly care first and foremost for the patient.
- I notice my doctor rushes through check ups in order to minimize the time spent on each patient (insurance company driven)?
- Finally, I once owned a small business and felt an obligation to provide insurance for my employees. The cost to my business was over $800 per month, per family. This was in 1999-2000. There was no way we could do this and stay in business. The current proposed plan would fine my business if I did not.
In my heart I realize that something must be done. In my heart the last thing I want is for the government to manage any part of health insurance and health care. I think both sides of this debate are sincere in their opinions and feel they have all the answers. I feel that neither side has all if any of the answers. The shouting in the town hall meetings does not provide an answer. I truly enjoy a group of people from all sides of the issue who sit down and honestly discuss the problems and the possible answers. Until we have more clarity I feel we should all move very slowly. There are unintended consequences to all actions and to move with haste will surely produce waste if not catastrophe.
Again I go to the question....what does God think about all of this? I think He may be amused at our uproar over this issue. Again I cannot speak for God but He must wonder about our dependence on answers from our government to this complex issue. Life is truly a short season and He numbers our days and He has promised that He will never leave us or forsake us. Our hope is in Him alone. In the meantime we will all sit and watch the debate....but it is comforting to know that He is in control.